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ANALISIS TERHADAP PUTUSAN MAHKAMAH KONSTITUSI NOMOR 93/PUU-X/2012 TENTANG PENYELESAIAN SENGKETA PERBANKAN SYARIAH

ASMUNI, ST., MM
2022 · Article · Open Access

<div class="WordSection1"><p><em>In this qualitative study, the researcher analyzed the effect of the decision of Constitutional Courts Number 93/PUU-X/2012 about syariah banking by litigation or non litigation. The results of this study were 1) for ligitation, the solving problems on conflict of Syariah Banking were on Religious Courts; 2) for non ligitation, it was the second choice if the consumers did not want to solve the problems on Religious Court, the solving problem was based on discussion; consultation; negositation; mediation; and expert judgment. </em></p><p><strong>Keywords</strong><em>: Decision of Constitutional Courts, Syariah Banking, Religious Court, Litigation, Non </em><em>Litigation</em></p></div>

HADIS-HADIS EKOLOGI DALAM KONTEKS PERINDUSTRIAN DI INDONESIA

ASMUNI, ST., MM
2022 · Article · Open Access

<em>As the religion of rahmatan lil ‘alamin, Islam does not only concern with how mankinds worship to Allah (ibadah), and  establish relationship among mankinds (muamalah) but also protect and  preserve ecological systems around them as main purposes of Islamic laws (maqashid al-syari’ah). As the best role model (uswah al-hasanah), Prophet Muhammad pbuh has shown especially how to deal with ecology in relation to industrial activities. As a predominantly Moslem country, hadeeth as a religious text is expected to a great influence on the way of life including industrial world in order to realize public welfare and prosperity by industrial practitioners in Indonesia in general. However,  religious passion has not had a positive impact in industrial world. Welfare as the main goal can only be enjoyed by a small group of people. Dealing with the phenomena, this article, therefore, aims at discussing hadeeths in relation to ecology and presenting analysis the implementation of the hadeeths in industrial practices in Indonesia</em>

STRATEGI PENDIDIKAN AGAMA ISLAM DI LAPAS ANAK KUTOARJO ( STUDI KASUS REMAJA DI LAPAS ANAK KUTOARJO, JAWA TENGAH )

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>The juvenile delinquency continues to increase due to internal and external factors of education. The internal factors were from the teachers as one of the main components in dealing directly with the students, but they do not have the right strategy to minimize the delinquency. External factors were from the community and the government as an educational evaluator. The method used in this research was descriptive qualitative. Data collection methods used were interview, observation, and documentation. The analysis used two kinds of triangulation and SWOT analysis. The results showed that the teachers in choosing a strategy is monotonous. It was happened, because unqualified teachers of PAI, limited facilities and infrastructure. Outside of learning, the learners have demonstrated good behavior in the prison. Other factors should be developed is prison’s environment that supports the potential development of learners.</em></p><strong><em>Keywords: </em></strong><em>Juvenile Delinquency, Teachers, Islamic Education, Prison, Anak Kutoarjo Central Java</em>

WACANA PUBLIK KEUANGAN ISLAM DI SUMATERA BARAT

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>This paper demonstrates how the Islamic financial system has been shaped by, and come to reflect, broader socio-cultural, political and economic developments such as the 1997 economic crisis in Indonesia and increases in oil welfare from Middle Eastern countries. The paper argues that a complex system of socio-economic pressures and financial systems at the regional, national and transnational levels has enabled the regional governments to engage in Islamic financial system. The paper suggests that the involvement was driven by the capacity to distribute resources to large sections of the population through small business groups provided a useful mechanism for shoring up electoral support. It is also argues that the present of a robust Islamic banking system was vital to the regional governments attempts to source additional financial resources from the Islamic world that could be used to fund local development.</em></p><strong><em>Keywords</em></strong><em>:  Islamic Financial, Politics, Public Issue.</em>

PERGURUAN TINGGI ISLAM DAN TRANSFORMASI LEMBAGA: STUDI TERHADAP PROSES PERUBAHAN FUNGSI DAN PERAN IAIN SYARIF HIDAYATULLAH JAKARTA MENJADI UNIVERSITAS ISLAM

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>The transformation has been carried out by IAIN Syarif Hidayatullah State Islamic University Jakarta be led to changes in this educational institution. It was seen on the graduates produced. Whereas in the past, Islamic Religious Institutions spawned a cadre (personnel scholars) who are experts in the field of Islamic Theology, Syariah, Tarbiyah, Da’wah and Adab. However, after becoming the Islamic University, the scholar who produced not only Muslim scholars, but also can be moslem doctor, moslem economists, moslem psychologists. Changes of IAIN Syarif Hidayatullah inti State Islamic University Jakarta become an impact on changes in the function and role of this College. UIN Syarif Hidayatullah Jakarta contribute to sustainable development (sustainable development), and the development of society as a whole. In that context, the mission and function more specifically, namely: First, the curriculum applied at UIN Syarif Hidayatullah Jakarta aims to educate students to meet the needs of all sectors of human activity, by offering relevant qualifications, including education and professional training which combines science and high-level expertise through courses continue to be designed, evaluated regularly, and continue to be developed to address the various needs of the people present and the future. Second, UIN Syarif Hidayatullah Jakarta strives to promote, create and disseminate knowledge through research; and develop research in the field of science and technology, social sciences, humanities and creative arts. Third, UIN Syarif Hidayatullah Jakarta also has a vision to help understand, interpret, preserve, strengthen, develop, and disseminate historical cultures of national, regional and international levels in pluralism and cultural diversity in the community.</em></p><strong><em>Keywords: </em></strong><em>Islamic University, Institutional Transformation, UIN Syarif Hidayatullah Jakarta</em>

PERBEDAAN PERSEPSI, KEPERCAYAAN DAN LOYALITAS NASABAH DALAM INDUSTRI PERBANKAN

ASMUNI, ST., MM
2022 · Article · Open Access

<p align="center"><strong><em>Abstract</em></strong><em></em></p><p><em>This article has the theme: "Sharia Business Management". The purpose of this research is to see the difference between perception, trust and loyalty of conventional bank customers with sharia bank customers in West Sumatera on attributes of deposit products and loan products. This research was conducted in West Sumatera. The research variables are customer perception, customer trust and customer loyalty. The sample is 250 conventional bank customers and 250 sharia bank customers. Analysis of research data using independent samples t-test. The result of research are: 1) There is difference of perception between conventional bank customer with syariah bank to attribute of product, 2) There is difference of trust between conventional bank customer and syariah bank to product attribute 3) There is difference of loyalty between conventional bank customer with sharia banks against product attributes.</em></p><em>Keywords: Customer perception, Customer trust, Customer loyalty, Product attributes</em>

LAYANAN HOME VISIT PENDIDIKAN ANAK USIA DINI BAGI ANAK KURANG SEJAHTERA

ASMUNI, ST., MM
2022 · Article · Open Access

<div><p><em>Early childhood home visiting program to be one of the important components in the system of early childhood education in several countries. In some states in American, these countries have proved the success of early childhood home visiting services program, it can improving health and development in less prosperous families. Early childhood home visiting program is an alternative service in early childhood education which aims to improve access to services in early childhood intervention and meet the needs of early childhood living in conditions of risk and less prosperous families. Based on research, this service can build social capital and encourage the implementation of policies at the national level aimed at the welfare of children.In the practical implementation, early childhood home visiting program involved professionals in education, developmentalis and social workers to provide services to families who have young children and live below the poverty. The services providing education and parental guidance, the practice of home - based play for children , health and child development information, as well as services involving the surrounding community.This paper will (1) Discuss the success of implementation of early childhood home visit program in some countries, (2) examines how the practices of early childhood home visit program in promoting growth and development early childhood in less prosperous families, (3) analyze the mapping of early childhood home visit program in Indonesia to improve early childhood education participation rates in children and families less prosperous.</em></p><strong>Kata kunci</strong><em>: home visiting program, early childhood education, children at risk</em></div>

PERMASALAHAN GURU BAHASA INGGRIS DALAM MENGIMPLEMENTASIKAN KURIKULUM 2013 DI SLTA KABUPATEN TANAH DATAR

ASMUNI, ST., MM
2022 · Article · Open Access

<div><p><em>The research is conducted based on the fact that Senior high school English teachers of Tanah Datar Regency face problems in implementing curiculum 2013.The research is aimed at finding out the problems of the teachers related to the implementation of the Curriculum. Therefore, a qualitative research method was applied. To collect the data of the research, interview technique was used. To analyze the colled data, interactive model of analysis as proposed by Miles and Huberman was used. The results of the research show that there were two types of the problems that the teachers faced in implementing the new Curriculum, those deriving from the teachers themsevels, and those deriving from others, like government, students and facilities. </em></p>Kata kunci: permasalahan, guru, bahasa Inggris, implementasi, kurikulum 2013</div>

ACHIEVEMENT MOTIVATION AND ACADEMIC ACHIEVEMENT DIFFERENCESOF ENGLISH STUDENTS

ASMUNI, ST., MM
2022 · Article · Open Access

<div><p><em>This study was aimed at finding to find out whether </em><em>there is any significant academic achievement difference of the fifth and seventh semester of English students based on their achievement motivation.This research used ex-post facto design. </em><em>From data analysis using inferential statistics--T-test for independent samples with statistical analysis tool, SPSS 18, </em><em>it was found that there was a significant academic achievement difference of the fifth semester</em><em> of</em><em> English students based on their achievement motivation. Conversely, there is no significant </em><em>academic achievement difference of the seventh semester </em><em>of</em><em>English students based on their achievement motivation. </em><em>It means that the level of achievement motivation did not contribute significantly on the level of students’ academic achievement.</em></p><strong>Key Words: </strong><em>Academic Achievement Differences, Achievement Motivation, English Students</em></div>

REM-BEKAS (REVOLUSI MENTAL BERBASIS KONSELING SPRITUAL TEISTIK): Upaya Membangun Generasi Berkarakter FAST (Fathonah, Amanah, Siddiq, dan Tabligh)

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>It is a fact that good values as well as Islamic velues are dicreased in the recent year. It could be caused by several reasons such as the act of amoral and anarchis. In order to overcome this problem, wholistical approach could be used. One of the approaches is using spiritual teistic counselling. This approach is based on Islamic values which derived from prophetic character. It developes one’s natural tendency (fitrah), critical thinking, and attitude in parallel with Islamic value. The use of this approach produces good character generation who own FAST character (fatonah- smart, amanah- reliable, siddiq-true, and tabligh-deliver).</em><em></em></p><strong>Kata kunci:    </strong>revolusi mental, konseling spritual teistik, karakter FAST.

MENINGKATKAN KOMPETENSI PROFESIONAL KONSELOR DALAM PEMBENTUKAN KARAKTER CERDAS SISWA MIN SUNGAI TARAB (SEBUAH PILOTING PROJECT DI MIN SUNGAI TARAB)

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>This research was aimed at conducting a piloting project on improving professional competency of guidance teacher in promoting smart character of Islamic Elementary School (MIN)</em><em> Sungai Tarab). </em><em>To achieve the goal</em><em>, </em><em>qualitative approach and </em><em>collaborative action research</em><em> were employed. The subjects of the research were a guidance teacher and other school personnels. The subjects were chosen by means of purposive sampling technique since they were chosen in line with the purpose of the research. Data were collected by following the principles qualitative paradigm where the researcher was the key instrument, and observation, interview and documentary study were used.</em><em> </em><em>The research steps basically followed those of action research. Those steps were: </em><em>1) </em><em>Intial reflction</em><em>, 2) </em><em>Planning</em><em>, </em><em>3) action and observation</em><em>, dan 4) refle</em><em>ction</em><em>. </em><em>Data analysis was carried out during data collection by referring to </em><em>Miles dan Huberman</em><em>’s which consisted of three main steps: </em><em> 1) </em><em>data </em><em>redu</em><em>ction</em><em>, 2) data</em><em> display</em><em>,  </em><em>and </em><em>3) </em><em>conclusion/verification. The finding of this research show that the delopment took place for several indicators of professional competency of the guidance teacher in terms of improving her horizon and knowledge and skill in administering and following up inventory (</em><em>AUM</em><em>) while other indicators cannot be improve due to time constrains from the subject of the research.</em><em></em></p><strong>Kata kunci:</strong> kompetensi profesional, konselor, karakter cerdas, MIN Sungai Tarab

MERUBAH KONSEP DIRI NEGATIF REMAJA DENGAN BIBLIOTHERAPY

ASMUNI, ST., MM
2022 · Article · Open Access

<div><p><em>It is a fact that the symptom of misbehaviour among teenagers is not suddenly occurred. It could be caused by several factors such as lack of social supports from family as well as peer. One of other contributing factors is self-concept on negative aspects. Negative self-concept is potentially to be changed by using bibliotherapy. Bibliotherapy could scientifically be used as therapy to change self-concept from negative ones to the positive ones. The bibliotherapy might be implemented using individual, group, and classical approach. These approaches could be executed by counsellors to help teenagers have a positive self-concept. </em></p><strong>Kata kunci<em>:  </em></strong>merubah,<strong> </strong>konsep diri negatif,   remaja, <em>bibliotherapy</em></div>

TELAAH REVOLUSI MENTAL DAN PENDIDIKAN KARAKTER DALAM PEMBENTUKKAN SUMBER DAYA MANUSIA INDONESIA YANG PANDAI DAN BERAKHLAK MULIA

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>Mental</em><em> revolution and character education have an important role to advance human civilization. Essentially, the mental revolution and character education were aimed at making learners’ smart and noble. If these goals are achieved, the human civilization will tend to be more advanced than before. Conversely, if both or one of those goals ruled out, it will appear the destruction of civilization. For Indonesia, to make the learners’ smart and have moral required mental effort revolution integrated with a comprehensive character education. Mental revolution and character education are two aspects related and mutually aligned. Both of these provide relatively solutions to establish smart and noble Indonesian human resources.</em></p><strong>Kata kunci:</strong> revolusi mental, pendidikan karakter, sumber daya manusia Indonesia yang pandai dan berakhlak mulia

REVOLUSI MENTAL DAN REVOLUSI ETOS KERJA: UPAYA MEMBANGUN BANGSA INDONESIA YANG LEBIH BERMARTABAT

ASMUNI, ST., MM
2022 · Article · Open Access

<div><p><em>Mental revolution is a national movement and political jargon initiated by the Indonesian government nowadays. By using this jargon, it is expected that Indonesian people could achieve their dignity to be an independent, nobility, justice, and prosperous country. The mental revolution should be begun with job ethos – a mental attitude to see a job meaningfully. Job ethos is not seen as an effort to get salaries only. It is, however, an effort to do something meaningfully.  Job ethos will affect employee such as farmers, workers, merchants, and civil servant to do their jobs successfully and meaningfully.</em><em></em></p><p><strong>Kata kunci:  </strong>revolusi, mental, etos kerja</p></div>

UPAYA PENINGKATAN AKTIVITAS DAN HASIL BELAJAR MAHASISWA MELALUI MIND MAP DENGAN MODEL PEMBELAJARAN KOOPERATIF TIPE STAD PADA MATA KULIAH ANATOMI FISIOLOGI MANUSIA

ASMUNI, ST., MM
2022 · Article · Open Access

<div><p><em>Based on learning activities observation in human anatomy and fisiology major is low, like pay attention to the lecture, questioning, most of students talking each other, when they did the task the students more choose made in group. Activities learning of student is low because the students didn’t have motivation in learning process, although the lecture has discution metode in learning process. The purpose of this research are to improve activities and student result of the learning. This research had used cooperative learning model with the type is STAD trough mind map in human anatomy and fisiology major.  This research have been done to the students in STKIP. This research are action research that did in two phase. The phase are: Planning, doing, observation, and reflection. The data obtained through observation sheet documentation and test. Data that analysis from activities students and learning result of the students. The result of this research showed the improved of activities and learning result of the students. based on activities learning of student that get from cycluse 1 to the cycluse 2, showed that the increase of activities of the students like pre test( 98%) and post test (100%) with very good category in cycluse 1. In cycluse 2 become 5 activities like pre test (98%), looking to the lecture (93%), active to followed the discution (88%), making mind map (90%), followed post test (100%) with very good category. Result of learning in cycluse 1 just 52%, in cycluse 2 increased and become 83%. Based on the result that been concluded using cooperative learning model type of STAD through mind map in  human anatomy and fisiology major can increase activities and result learning of the students.</em></p><strong>Kata kunci:</strong> Kooperatif STAD, Mind Map, Aktivitas, Hasil Belajar, Siklus</div>

PENERAPAN TEORI MULTI KECERDASAN DALAM PEMBELAJARAN BAHASA ARAB (Analisis Isi Skripsi Mahasiswa Prodi PBA STAIN Batusangkar Tahun 2007-2012)

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>This research is aimed at investigating the implementation of multi intelligent on Arabic teaching in students’ theses. The data used were students’ thesis which applied experimental and classroom action research design from 2007 up to 2012. The data were then analysed by using Miles and Huberman theory. Based on analysis, it shows implementation of linguistics musical, kinaesthetic, and spatial intelligent was found in sixteen theses. Meanwhile the implementation of logical/mathematical intelligent was found in one theses. These findings conclude that seventeen theses describe the implementation of multi intelligent in Arabic learning.</em><strong><em></em></strong></p><strong>Kata kunci</strong>: multi kecerdasan, pembelajaran bahasa Arab, metode, teknik, media

PEMAHAMAN PENDIDIK TENTANG HAKEKAT KEMANUSIAAN DAN APLIKASINYA DALAM LINGKUNGAN PSIKOLOGIS DALAM PROSES PEMBELAJARAN

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>This research generally aims to get brief description of teachers’ understanding aboutnstudents and its implication in learning process. Specifically, the purpose of this research are to get description about: 1) teachers understanding about students and its defferences among variables, 2) the implementation of high touch unsure in learning process according to teachers’ and students and defferences among them, 3) the contribution of teachers, understanding about student toward high touch applied in learning process and, the different response between teachers and students about high touch implementation. This research is conducted by descriptive quantitative method.  The population is all teachers and students at senior high school in Padang. Samples are taken by using stratified cluster random sampling technique. The percentage, correlation and t test. The results of this research reveal that: 1) everall, teachers understanding is in middle category, so is with the implementation toward learning process, 2) five observable variables about the nature of man are valid and can be used to explain teachers’ understanding about the nature of man as laten variable, and six observable variables about high touch implementation as implication of teachers’ understanding about student in learning process. Therefore, teachers understanding about student  has positive and significant correlation with implementation  of teachers’ understanding about nature of man toward learning process trough high touch  implementation, and 3) teachers’ opinion about high touch implementation as implication of teachers’ understanding toward learning process differ significantly with students’ opinion. In general, teachers’ opinion score is higher compared with student’s opinion score.</em></p><strong>Kata kunci:</strong> Pemahaman dan Persepsi Pendidik, Hakekat Kemanusiaan, Lingkungan Psikologis dalam Pembelajaran

PERSPEKTIF FIKIH EKONOMI TERHADAP PELAKSANAAN AKAD “UTANG PIUTANG” PADA PERBANKAN SYARIAH DI SUMATERA BARAT

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>Th</em><em>is study was</em><em> purpose</em><em>d</em><em> </em><em>at </em><em>identify</em><em>ing</em><em> the various transactions in Islamic banking </em><em>of</em><em> West Sumat</em><em>e</em><em>ra were categorized on the </em><em>“</em><em>debts</em><em>”;</em><em> </em><em>describing</em><em> the implementation of the transaction</em><em>;</em><em> and </em><em>analyzing </em><em>the various transactions </em><em>we</em><em>re based on the economic</em><em> fiqh</em><em> perspective. </em><em>This</em><em> </em><em>study</em><em> </em><em>belongs to</em><em> qualitative case study </em><em>by </em><em>using in-depth interviews as research instrument. The data were analyzed qualitatively based on the economic</em><em> fiqh</em><em> perspective, Al-Qur'an, Sunnah, Ijtihad the scholars, and the Fatwa of National Sharia Council (DSN) </em><em>and </em><em>Indonesian Council of Scholars</em><em> (MUI). The results of this study revealed that the types of transactions </em><em>we</em><em>re categorized </em><em>“</em><em>debts</em><em>”</em><em> </em><em>was</em><em> murabaha</em><em>h</em><em>, qardh (bailout </em><em>pilgrimage</em><em>), hiwalah, and rahn (pawn</em><em>ing</em><em> gold). Murabahah</em><em> was </em><em>present</em><em>ed</em><em> on all Islamic Bank but not all transactions on Islamic banking </em><em>of</em><em> West Sumat</em><em>e</em><em>ra </em><em>based on</em><em> the economic</em><em> fiqh</em><em> perspective </em><em>such</em><em> the calculation of the margin murabaha</em><em>h</em><em> based on the amount of banks financing. </em><em>Then the</em><em> calculation</em><em> of</em><em> ujrah on the bailout </em><em>pilgrimage</em><em> </em><em>was </em><em>still based on the amount of bail. Furthermore, the calculation</em><em> of</em><em> ujrah on pawn</em><em>ing</em><em> gold </em><em>wa</em><em>s not based on the calculation of the treatment period but to the amount of </em><em>“debt”</em><em> funds. The conclusion </em><em>was</em><em> the implementation of the </em><em>“</em><em>debts</em><em>”</em><em> </em><em>contract</em><em> in Islamic banking </em><em>of</em><em> West Sumat</em><em>e</em><em>ra </em><em>not run well as </em><em>the economic</em><em> fiqh</em><em> perspective.</em><em> </em><strong><em></em></strong></p><strong>Kata kunci</strong>: akad “utang piutang”, perpektif fikih ekonomi, perbankan syariah, Sumatera Barat

PENERAPAN CORPORATE SOCIAL RESPONSIBILITY (CSR) DALAMPANDANGAN ISLAM

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>Corporate Social Responsibility (CSR) is basically the moral responsibility of companies and enterprises toward societies. The responsibility itself can be initiated by the company itself, employees, other companies, social environments, and even the State where the business is established. The concept of CSR can be seen from two different perspectives. First, it concerns with the company’s goal is for profit. Therefore, CSR is believed to be parts of business. Second, it deals with the purpose of a company is for profit while ensuring people’s welfare and environmental sustainability become prior concerns. Islam strongly supports CSR since it cannot be denied that the businesses create a lot of unexpected social problems. Consequently, it is the companies and enterprises’ responsibility to fix those problems. This is reasonable since they need to explore a variety of natural resources for business sustainability, therefore, they should be responsible for the people and environment in return.</em><em></em></p><p><strong>Kata kunci:</strong> implementasi, tanggung jawab sosial perusahaan, pandangan Islam</p>

PEMIKIRAN IBN QAYYIM AL-JAUZIYAH TENTANG HILAH DAN IMPLIKASINYA DALAM FIKIH

ASMUNI, ST., MM
2022 · Article · Open Access

<p><em>In discussing about the issue of hilah, Ibnu Qayyim al-Jauziyyah has his own understanding toward the issue which seemed to be different from the concept which was very popular among fuqahas. To the  best of his understanding, hilah is basically a form of action (deed) which seem to fool the law of Allah. Fooling the laws of Allah endangers Islam since it only fulfills those who promoted hilah and, therefore, withdraw the willingness to enforce Islamic laws (syara). Ibnu Qayyim emphasized that hilah in Islam is only intended to promote legalization of the forbiddens (haram) and in turn, will jeopardize the compulsory ones by presenting reasons. Those are forbidden (haram) viewed from various perspectives. The permission for hilah violates sadd al-zari’ah since the only islamic law maker, Allah has shut all possible attempts that may lead to destruction. Hilah is a form of manipulation toward Allah and any manipulative attempts toward Allah are forbidden (haram). There are many examples of hilah illustrated by Ibn Qayyim in his book kitab i’lam al-Muwaqi’in. Though Ibn Qayyim views hilah is forbidden (haram) in general, including those are approved by Abu Hanifah, however, some are still tolerated for particular conditions.</em><strong><em></em></strong></p><strong>Kata kunci</strong>: <em>hilah, sadd al-dzari‘ah, </em>fikih