ANALISIS PENGARUH DANA PIHAK KETIGA (DPK), CAPITAL ADEQUACY RATIO (CAR), DAN NON PERFOMING FINANCING (NPF) TERHADAP PEMBIAYAAN (STUDI PADA BUS DAN UUS DI INDONESIA PERIODE 2014-2018)

Abstrak

<p>This study aims to analyze the factors influencing financing on BUS and UUS in Indonesia. Exogenous<br />variables in this study are Third Party Funds (DPK), Capital Adequacy Ratio (CAR), and Non-Performing<br />Financing (NPF), while endogenous variables are financing. This study used secondary data consisted monthly<br />data of BUS and UUS in 2014-2018. This data is taken from SHARIA banking statistics released by the OJK. The<br />research results obtained that DPK and CAR significantly and positively affect long term financing. While NPF<br />has no significant effect on long term financing. DPK and NPF also have a positive and significant impact on<br />shirt term financing. Another result was CAR has no significant effect on short term financing.</p>