2022 · Article · Open Access
<p align="center"><em>Penelitian ini mengkaji tentang penerapan dan efektivitas metode Qiro’ati dalam mengoptimalkan kemampuan baca Alqurân di SMPIT Al-Masykar Bina Insani. Qiro’ati adalah salah satu metode yang digunakan dalam proses pembelajaran Alqurân yang sudah teruji efektifitasnya serta keberhasilannya dalam mengoptimalkan kemampuan baca Alqurân di berbagai sekolah. Namun, berdasarkan informasi yang diperolah penulis dari salah satu guru Alqurân di SMPIT Al-Masykar Bina Insani yang juga menggunakan metode Qiro’ati dalam proses pembelajaran Alqurânnya, yaitu terdapat banyak siswa yang belum </em><em>mampu membaca Alqurân dengan baik, belum menguasai ilmu tajwid dan bahkan terdapat pula siswa yang masih terbata-bata ketika membacanya. Tujuan penelitian ini adalah: Pertama, untuk mengetahui penerapan dan efektivitas metode Qiro’ati pada pembelajaran Alqurân di SMPIT Al-Masykar Bina Insani. Kedua, untuk mengetahui optimalisasi kemampuan baca Alqurân dengan metode Qiro’ati di SMPIT Al-Masykar Bina Insani. Penelitian ini dilakukan dengan menggunakan jenis penelitian kualitatif dengan metodologi penelitian berupa deskriptif analitis atau penelitian yang data-datanya merupakan hasil transkip dan analisis dari observasi, wawancara dan dokumentasi tentang pembelajaran Alqurân dengan metode Qiro’ati di SMPIT Al-Masykar Bina Insani. Hasil analisis yang diperoleh yaitu: Pertama, penerapan metode Qiro’ati di sekolah tersebut belum terlaksana dengan efektif. Kedua, kemampuan siswa dalam membaca Alquran di sekolah tersebut belum optimal.</em></p>
2022 · Article · Open Access
<p class="Normal1" align="center"><em>Studi ini mengkaji tentang perbandingan arah kiblat menggunakan apikasi arah kiblat dengan metode Azimuth Matahari. Permasa</em><em>la</em><em>hannya adalah banyaknya metode-metode yang dapat digunakan dalam pengukuran arah kiblat apalagi pada zaman teknogi pada saat ini. Salah satu metode tersebut yaitu apikasi Muslim Pro yang berbasis android. Dari permasalahan tersebut muncul pertanyaan yaitu bagaimana posisi arah kiblat dengan menggunakan aplikasi arah kiblat dan metode Azimuth Matahari, kemudian apa kelebihan dan kekurangan metode Azimuth Matahari dengan aplikasi arah kiblat Muslim Pro dalam penentuan arah kiblat. Penelitian ini merupakan penelitian lapangan (research field). Data yang diperoleh melalui data Ephemeris, wawancara dan melakukan pengukuran menggunakan kedua metode tersebut. Setelah data terkumpul diolah dengan cara Persistent observation (ketekunan pengamatan), Triangulasi, menggunakan bahan referensi. Kemudian data tersebuut dianalisis dengan cara koperatif yaitu membandingkan hasil pengukuran aplikasi arah kiblat Muslim Pro dengan hasil pengukuran metode Azimut Matahari. </em><em>Dari penelitian ini ditemukan bahwa pengukuran dengan menggunakan metode azimuth matahari memiliki kelebihan dari segi alat yang digunakan. Namun metode azimuth matahari memiliki kekurangan dari segi ketergantungan dengan cahaya matahari. Sementara itu aplikasi muslim Pro juga kelebihan lebih praktis dalm penggunaannya, tetapi </em><em> smartphone yang digunakan harus memiliki Sensor Compass dan Sensor Magnetic Field, jika sensor tersebut tidak ada, pengukuran tidak dapat dilakukan walaupu sudah terhubung dengan</em><em> jaringan.</em></p>
2022 · Article · Open Access
<p dir="RTL">الغرض من هذا البحث هو لمعرفة تأثير استراتيجية تعليم الخارجية <em>(Outdoor Learning Strategy</em><em>)</em>على فهم المفردات في المدرسة الثانوية الحكومية 2تانه داتر خصوصا للصف السابع. واستعملت الكاتبة منهج البحث التجريبي بثلاث آلات جمع البيانات، يعنى دليل الملاحظة و دليل المقابلة و أسئلة الامتحان. ولمعرفة هذه المشكلة، فاستعملت الكاتبة البحث الكمّي باستراتيجية تعليم الخارجية <em>(Outdoor Learning Strategy)</em><em>.</em> وتصميم البحث هو <em>True Eksperimental Design</em>،بنوع<em>The Post-test only Control Group Design</em>. وبعد أن تستعمل الكاتبة استراتيجية تعليم الخارجية<em>(Outdoor Learning Strateg</em><em>y</em><em>)</em>عند التعليم، فتوجد معدل النتائج في الفرقة التجريبية هي 92,67 ومعدل النتائج في الفرقة الضابطة هي 65. ثم وجدت الكاتبة أن نتيجةأكبر من نتيجة، وهي2,76<2,04<8,56. فلذلك، الفرضة العدمية (Ho) مردودة والفرضة التبادلية (Ha) مقبولة، والمراد بها إيجاد الفرق نتيجة فهم المفردات باستعمال استراتيجية تعليم الخارجية <em>(Outdoor Learning Strateg</em><em>y</em><em>)</em> و استراتيجية تعليم المباشرة .والخلاصة من هذا البحث، أن استراتيجية تعليم الخارجية<em>(Outdoor Learning Strateg</em><em>y</em><em>)</em>تؤثر على فهم المفردات لدى الطلاب للصف السابع المدرسة الثانوية الحكومية 2تانه داتر .</p>
2022 · Article · Open Access
<p align="center"><em>Covid 19 yang mewabah di akhir tahun 2019 sampai tahun 2020 ini telah membuat perekonomian Indonesia mengalami kontraksi. Badan Pusat Statistik (BPS) mencatat pertumbuhan ekonomi Indonesia kuartal II (Q2) 2020 mengalami kontraksi sebesar 5,32 persen year on year (yoy). Angka ini memburuk dari Q1 2020 yang mencapai 2,97 persen dan Q2 2019 yang mencapai 5,05 persen. Pariwisata berbasis desa wisata menjadi bagian dari sektor rumah tangga dan korporasi yang ikut terdampak. Era new normal diharapkan mampu membangkitkan kembali seluruh sektor ekonomi yang terdampak tersebut. Oleh karena itu, tujuan penelitian ini adalah untuk melihat strategi pemberdayaan kembali ekonomi masyarakat melalui pariwisata era new normal. Penelitian ini merupakan penelitian deskriptif kualitatif dengan subyek penelitiannya adalah kelompok sadar wisata serta masyarakat yang ada di Desa Wisata Kubu Gandang Padang Panjang. Hasil penelitian menemukan bahwa strategi yang dilakukan penggerak wisata di Desa wisata kubu gadang untuk pemberdayaan kembali ekonomi masyarakat di era new normal adalah: 1) Rebranding, 2) Melengkapi perlengkapan prokes covid, 3) Mengembalikan semangat wirausaha masyarakat dengan mengadakan event sehingga membuka peluang berusaha kembali dan 4) Mengisi peluang penyediaan modal yang disediakan pemerintah khususnya untuk usaha ekonomi kreatif dan pariwisata.</em></p>
2022 · Article · Open Access
<p><em>The urgency of this research is to examine the implementation of the Supreme of the Court Circular Number 3 2015 on the addition of livelihoods for children from 10% to 20% per year. Since the determination Supreme of the Court Circular in the Family Court of Sawahlunto, in 2018 were 7 decisions have been made, 3 to applicated and 4 doesn’t. </em><em>The inequality when considering the jury leads to three fundamental questions: What is the position of </em><em>Supreme of the Court Circular</em><em> in the concept of the positivist legal philosophy? What are the Judges considerations to implementing and not implementing </em><em>Supreme of the Court Circular</em><em>? Howabout the Islamic Law perspective to </em><em>Supreme of the Court Circular</em><em> in terms of adding child livelihood? To answer the object of research, the implementation </em><em>Supreme of the Court Circular</em><em> Family Court Sawahlunto is extensively examined as sociological/ empirical legal research. The results of this research philosophically </em><em>Supreme of the Court Circular</em><em> is a harmonization between Islamic law and positive law, on the condition that </em><em>Supreme of the Court Circular</em><em> offers the jury a guarantee of legal certainty when deciding on the addition of a child. Consideration of the jury in the implementation of </em><em>Supreme of the Court Circular</em><em> to ensure that children's livelihoods are met in terms of economic needs that further improve and maintain descendant relationships for those who do not implement </em><em>Supreme of the Court Circular </em><em>due to the limited ability of their fathers. </em><em>Supreme of the Court Circular</em><em>’s perspective on Islamic law regarding the addition of a child at 10% to 20% per year is relevant to the problem of the Maslahah Mursalah, which is to maintain hereditary relationships.</em><em></em></p>
2022 · Article · Open Access
<em>The development and social change of the community gives impact to the regulation of the collective assets of marriage. This paper will analyse the State Act of No.1 year 1974 the 35<sup>th</sup> Article and the compilation of Islamic law (KHI) especially the Article of 1f stating about the definition of the collective asset. This research is a normative law research. It used qualitative approach. Data was analysed through content analysis. Some of the finding shows that personal property and asset becomes the collective asset caused by the marital status. Actually this changing should be stated and witnessed by the penghulu who committed the couple at the beginning of the marriage. The purpose is to avoid illegal changing of the property or asset. The regulation in Indonesia has not yet organized this case as well as possible. It must be reformulated again. Colletive asset causes the changing of responsibility to a husband in giving money to live his wife. In KHI especially in Article 80 described about the the property and asset which can be used to making a living; they are personal asset and or shared asset gathering along the marriage.</em>
2022 · Article · Open Access
<p>This study aims to analyze the effect of service excellence on increasing Muzakki's loyalty in paying zakat at Baznas of Southeast Sulawesi Province. This research was conducted on the people of Southeast Sulawesi province who paid zakat at the Southeast Sulawesi Provincial Baznas of 120 people. Analysis of the data used in this study is multiple linear regression. The results of this study indicate that service excellence consisting of attitude, attention, action, ability, appereance, and accountability significantly plays a role in increasing Muzakki's loyalty</p><p><strong><em> </em></strong></p>
2022 · Article · Open Access
<p><em>This research aims to determine the model of university-based waqaf management in East Java. Higher Education as a booster for civilization change, can be used as a place to manage waqaf. Therefore, waqaf can be used as a means of improvement and enhancement of the quality of education, in order to create a more advanced civilization. This, can be used as an instrument in boosting community productivity. One of the tertiary institutions in Indonesia, which has implemented waqaf management in supporting all educational activities on campus as well as helping the surrounding community is Airlangga University. The research method used is qualitative, with a grounded research approach. The location of the research is Airlangga University, which is the only university in East Java that has officially become nadzir waqaf. In managing this waqaf, Airlangga Univeristy has appointed its work unit, namely the Social Fund Management Center (PUSPAS). Thus, PUSPAS carries out its duties to manage waqaf professionally. PUSPAS Programs focussed on several activities like Waqaf Rumah Amerta and Waqaf 1000 Movement (GEBU). These programs aims to produce productivity for all students, educators, and the community around Airlangga University in particular. In addition, all PUSPAS waqaf management activities can also have an impact on increasing the productivity of mustahik in East Java, in general</em></p>
2022 · Article · Open Access
<p><em>Health is one of the important things in life. Health service is the most important necessary, along with increasing public awareness of the importance of health. Sima Husada Clinic is a health clinic which is focused on outpatients and inpatients, in which the data processing transaction used is a manual system. In this research, the researcher will elaborate in outline about accounting information by using software AxataPOS. The aim of this research is to describe accounting program facilitiy, in order to simplify entering data transaction and organizing financial report. The research method of this study were descriptive research. In collecting the data, the researcher used observation directly about daily transaction, beside that the researcher also did interview with the manager and Administration. The result of this research showed that the implementation of software AxataPOS to Sima Husada Clinic can be applied since it eases the clinic in processing the data of financial transaction for instance recording the cash out and cash in, payroll, medical stock such as the outcoming item, the incoming item and stock opname, and in the perspective of sharia business management a system is very much needed to make it easier to achieve the benefit of society. In this case, automatically it will generate the financial report which is needed without a long stage.</em><em></em></p>
2022 · Article · Open Access
<p><em>Fee Based Income is the income that keeps the company from decreasing the net interest margin (NIM). The amount of profit obtained by the bank as well as being efficient and effective in managing company finances, shows a good bank financial performance. One of the products of PT. BSM that provides Fee Based Income is Gold Pawn (rahn) services provided by banks to customers. This research uses quantitative data. Data obtained from the monthly financial statements of gold pawn products and FBI at PT. Bank Syariah Mandiri period January 2017 - December 2019. This study uses a simple linear regression method. Regression analysis shows that the effect of gold rahn on fee based income is significant where t <sub>count</sub> (3.826)> t <sub>table</sub> (2.03) and a significance of 0.001 <0.05 so that Ho is rejected and Ha is accepted. It can be concluded that the Gold Rahn variable has a significant effect on FBI. This happens because the total gold Rahn fee received by Bank Syariah Mandiri makes a significant contribution to the bank's profit rate.</em></p>
2022 · Article · Open Access
<p><em>Islamic banks have an important role in social responsibility. As a part of Islamic Banking, Corporate social responsibility (CSR) has consequences on the welfare of the community, particularly, to those whose economic affected their economic by Pandemic Covid-19. CSR as a part of community empowerment provide aids like economic, social or health corresponding to theories of CSR. Ideally, CSR should have the value of truth, justice, kindness and honesty that can be manifested in business activities, especially Islamic banks and its relationships with all stakeholders. This research describes the role of Islamic banks in implementing corporate social responsibility during Pandemic Covid-19. Mandiri Syariah Bank as one Islamic Bank has couple of CSR programs such as Mitra Umat, Simpati Umat and Didik Umat. The results of this study also reveal Mandiri Syariah Bank has give aids; providing personal protective equipment (PPE) for medical personnel, helping the economy of the affected community, especially easing customer businesses during Pandemic Covid-19 as a form of social concern, as well as contributing to reducing poverty, company development, and economy and empowerment in accordance with the principles of CSR applied by Mandiri Syariah Bank like the principle of spirituality, nationalism and welfare.</em></p>
2022 · Article · Open Access
<p><em>This study discuss about the ijtihad of the Religious Court Judges in providing legal considerations on cases of polygamy permit applications. Every decision on a polygamy permits that granted or not granted proves that there are efforts and hard work of judges in realizing and even interpreting primary and secondary sources of law in the trial process. One of the copies of the case the writer found the Judge giving strict consideration between the necessity referring to the statutory basis or to the basis of fiqh. As a legal research, this research carries out library research using the juridical-normative approach. This study takes data from a copy of the case in the Supreme Court's decision3 thematically. The results of this study indicate that the judge's Ijtihad in setting aside the primary legal basis and prioritizing fiqh considerations, even the opinion of Islamic law experts, aims to attract the benefit of the applicant's household. This finding confirms that the judge's ijtihad has an important role in producing legal decisions.</em></p>
2022 · Article · Open Access
<em>Zakat Fitrah is issued during the month of Ramadan. Every Muslim must release 2.8 kg of rice, both children and adults. The purpose of giving zakat is to clean the soul of muzakki, in addition, to ease the burden on the poor so as to cause compassion among humans. Through this research can find out how the implementation of the distribution of Zakat Fitrah in Kuta Tinggi village and how the Islamic legal review of the distribution of Zakat Fitrah in Kuta Tinggi Village. This study uses qualitative descriptive. The results of the study obtained the distribution of Zakat Fitrah in Kuta Tinggi village one day before the feast day and given to four asnaf, namely the general public, amil, Islamic boarding school children and mosques. Reviewing Islamic law, giving alms to all people and mosques does not have a foundation because those who are entitled to get Zakat Fitrah have been determined by Allah in al-Qur'Aan surah Al-Taubah verse 60.</em>
2022 · Article · Open Access
<p><em>The background of this study is rechtvinding (legal discovery efforts) must be carried out to describe contemporary cases and then establish the law so that there is a legal status.. The qiyas method is a rechtvinding tool with analogical reasoning in the study of the epistemology of Islamic law. Qiyas is the use of ra'y against mashâdir al-Ahkâm asy-Syar'iyyah (al-Qur'an and sunnah) and is one of the secondary legal arguments agreed upon by jumhur scholars. This paper aims to study methodologically the flow of thinking and work patterns of rechtvinding through qiyas. Rechtvinding formulation with the qiyas method is carried out by equating the law of something that has no legal provisions with something that already has legal provisions in the text of the al-Qur'an and sunnah because of the equality of 'illat between the two. In the application of qiyas, there are pillars that must exist, namely ashl, far ', hukm al-ashl and' illat, each pillar has conditions that must be met as legality. With the similarity of 'illat, it can be applied qiyas between ashl to far'. 'Illat is divided into' illat manshushah and 'illat mustanbathah and methodologically there is a method of investigation to find out' illat which is called masâlik al-'Illat.</em></p>
2022 · Article · Open Access
<p><em>Along with the development of technology in the digital era, it is increasingly easier to access communication</em><em>. </em><em>Various applications used in the process of finding a partner</em><em>. </em><em>One of them is the emergence of an online matchmaking application which is experiencing rapid development</em><em>. </em><em>So that the transition to the concept of matchmaking from conventional to online is not new, along with the times</em><em>. </em><em>This research focuses on the implications for today's online matchmaking agencies. This research used a qualitative approachand using descriptive analytical method</em><em>. </em><em>The results showed thatonline matchmaking agencies, although they have positive and negative impacts for their users, but it is not an obstacle for partner seekers through cyberspace.</em><em></em></p>
2022 · Article · Open Access
<p><em>Law is the result of Fuqaha's ijtihad regarding an act of mukallaf, in its understanding Islamic law is derived from the al-Quran</em><em> </em><em>and Sunnah. Although the existence of the al-Qur`an and the Sunnah is not in doubt, the understanding of law from these sources often experiences ikhtilaf (differences) of opinion, besides this the risk of causing divisions in society, these problems are influenced by schools of legal thought. </em><em>T</em><em>his paper will describe the history of these schools of thought and their relevance in establishing law. The method used </em><em>was</em><em> descriptive analysis, with a qualitative approach based on the content (content analysis) of previous writings. In this paper, it is found that the difference in legal opinion is influenced by the way of thinking of the mujtahid which is divided into mutakallimin schools which are identical to understanding the legal text; fuqaha with the style of rules and legal reasons extracted from the law-making text (syari`) or also termed a contextual style; and a combination that seeks to combine the two types of legal understanding, this gives birth to different legal features. This is the scientific treasure of Islamic law which must be developed in the future to always exist </em><em>in</em><em> answer</em><em>ing</em><em> legal problems in the future</em><em>.</em><em></em></p>
2022 · Article · Open Access
<p><em>Wealth or property is the esential thing which has a thighten relationship throu</em><em>g</em><em> human life. Islam </em><em>has </em><em>already well organized regarding to wealth or property ownership. One of Islamic property ownership concepts is Ihrazul Mubahat which means free property ownership. However, is ihrazul mubahat</em><em> </em><em>concept appropriate if it </em><em>is </em><em>impleme</em><em>n</em><em>ted in Indonesia? While as known as Indonesia has two resources of law, those are positive law and sharia law. The purpose of this article is to discuss deeply regarding to implementasion of ihrazul mubahah concept in Indonesia, and this is kind of descriptive qualitative method research throgh library research approach. The result of this research revealed that in Islamic property and ownersh</em><em>i</em><em>p specific</em><em>al</em><em>ly ihrazul mubahat concept needs such a regulation in the term of Islamic law regarding to enrole of ihrazul mubahah concept properly</em><em>,</em><em> thus it can be adapted into Indonesia’s law system</em><em>.</em><em></em></p>
2022 · Article · Open Access
<p>The problems discussed in this paper are underwriting in sharia life insurance case studies on the Takaful insurance Bengkulu family branch. The aim is to find out the implementation of underwriting, factors that are considered underwriters, and how Maqasid sharia views on underwriting implementation at the Bengkulu Branch Family Takaful Insurance.</p><p>The method used is descriptive qualitative analysis. In this case the writer describes the data the author gets from interviews and documentation from primary data sources and secondary data, while the data analysis techniques used are inductive analysis techniques by taking keywords from the results of interviews, then making narratives with easy-to-understand relationship patterns, then steps finally verify and draw conclusions from the results of the study.</p><p>Based on the research that the author did in the Bengkulu Branch Family Takaful Insurance, it can be concluded that underwriting starts from field underwriting, verification of file and application data, collecting additional information, assessing risk, and underwriting decisions. Types of decisions, namely; insurance is accepted standard, insurance is accepted substandard, insurance is postponed, and insurance is refused. Then the factors that are considered by the underwriter in selecting risk include medical and non-medical factors. Maqasid sharia's view of underwriting is the first protection of the soul (Hifz al-Nafs). The legal objectives of underwriting are so that the risks are relatively homogeneous from certain groups of participants in order to provide a risk sharing scheme that is propo”rtional, fair and affordable to fellow policyholders against the risks that will be experienced. Second protection of property (Hifz al-Maal) The legal objective of underwriting is that the relatively large risks are offset by large savings and savings funds, in order to provide a risk sharing scheme that is proportional, fair and affordable to fellow policyholders and also provide space for companies to manage the premium funds on productive roads which are certainly in accordance with Islamic principles</p>
2022 · Article · Open Access
<p><em>This study aims to determine how much influence motivation and work culture have on employee performance at the Koperindag office of Tanah Datar Regency. This type of research is field research (field research) with a quantitative approach. Motivation partially has a significant effect on employee performance. Work culture partially does not have a significant effect on employee performance. In silmutan, there is a positive and significant influence between motivation and work culture on employee performance at the Koperindag office of Tanah Datar Regency. Furthermore, the results of the study also showed that there was a positive and significant influence between motivation and work culture on employee performance at the Koperindag office of Tanah Datar Regency by 50.7%.</em></p>
2022 · Article · Open Access
<p><em>Profit (ROA) is the main goal in the company. The greater that affects profits, of course, makes this profit change every year. The purpose of this study is to provide an overview to see the magnitude of the influence of CAR, FDR, BOPO on ROA with NPF as an intervening. The method used is a quantitative method with a descriptive approach. The conclusion that can be drawn is that CAR has a negative and significant effect on ROA, FDR statistically has a negative and insignificant effect on profitability (ROA), BOPO has a negative and significant effect on ROA, NPF statistically has a negative and insignificant effect on profitability (ROA). CAR, FDR, BOPO, and, NPF have a joint effect on ROA, CAR has a significant positive effect on NPF, FDR has a significant negative effect on NPF, BOPO has a significant negative effect on NPF, NPF cannot significantly mediate CAR on ROA, NPF cannot mediate significant CAR on ROA, NPF can significantly mediate BOPO on ROA.</em></p>
